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Commercial & Personal Insurance: Auto, Home, & Cyber Insurance
Including: Fine Art, Jewelry, Flood, Liability Insurance & More

Serving All of New Jersey & New York

Healy Brokerage proudly serves New Jersey and New York with affordable commercial and personal insurance solutions tailored to every need. Our years of experience and 2nd to none personal service protects you and your NJ business. From auto, home, and cyber protection to specialized coverages for fine art, jewelry, flood, and liability, our job is to make sure you sleep well at night!

In addition, we work fast & hard to deliver policies that are as reliable as they are flexible. Whether you’re a restaurant owner, lawyer, accountant, contractor, nonprofit, or retailer, we create customized protection that meets your needs. For commercial properties, we go beyond the basics, ensuring your business stays safe and compliant. At Healy Brokerage, from Niagara Falls to the shores of Cape May, we’ve got you covered.

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Proudly Using The Following Providers To Protect You in New Jersey & New York:

Auto Insurance
Cyber Insurance
Fine Art Insurance
Jewelry Insurance
Commercial Insurance

Why Trust Healy Brokerage with all your insurance needs? Commercial & Personal!

At Healy Brokerage, we know insurance isn’t usually the most exciting topic, but we’ve made it our mission to turn “boring but important” into “necessary and exciting” by giving you insurance that actually feels like a safety net, not just paperwork. Serving all of New Jersey and New York, we proudly offer both personal insurance and commercial insurance solutions that protect what matters most. Things such as your family car, your dream home, your fine art collection, or your business empire (big or small).

We’ve got auto, home, jewelry, cyber, and flood insurance to keep your personal world worry-free. On the commercial side, we help restaurants, accountants, contractors, lawyers, nonprofits, retailers & more find custom coverage that fits like a glove. From general liability to commercial property protection, we cover the big stuff like fire, theft, vandalism, and equipment breakdowns, so your business doesn’t skip a beat when life throws it a curveball.

Healy Brokerage Services Explained

Our commercial auto insurance keeps your vehicles (and drivers) protected, while umbrella insurance adds that extra layer of coverage when the unexpected tries to sneak in. And let’s not forget workers’ compensation, which helps your employees recover quickly and return to doing what they do best—because a happy, healthy team is the backbone of any strong business.

So why choose us? Because we don’t just sell policies and walk away! We create confidence, peace of mind, and savings with a very personal touch. We’re the team you can actually laugh with while tackling serious risks. We explain the fine print without the confusing jargon, and the people who genuinely care about keeping your assets, property, and livelihood protected. Contact Us Today!

Healy Brokerage Is Proud To Provide The Following:

Commercial Insurance

Healy Brokerage Commercial Insurance

Residential Insurance

Healy Brokerage Residential Insurance

Benefits Of Working With Healy Brokerage:

  • Wide Range of Coverage
  • Protection for Valuable Assets
  • Strong Business Protection
  • Comprehensive Risk Management
  • Local Knowledge     
  • Customized Insurance Plans
  • Commercial Expertise
  • Personalized Attention
  • Long-Term Peace of Mind
  • Trusted Experience

What Our Clients Are Saying:

We couldn’t wait to share how incredible Gilda is at Healy Brokerage! She went above and beyond to get us set up with our policy right away, and we were thrilled with the quotes he provided. And a huge shoutout to Michael—He’s amazing too! Their process truly makes the whole insurance process easy, professional, and even a little fun. We’d give Healy Brokerage a perfect 10 out of 10 and highly recommend checking them out! 

Todd S., Toms River, NJ – ⭐⭐⭐⭐⭐

Gilda provided outstanding service and was incredibly patient, taking the time to answer all my questions and guide me through the entire process. I ended up with the lowest insurance rate I could find, and I can’t recommend Healy Brokerage enough!
They’re truly awesome!!

Helen F., New York, New York – ⭐⭐⭐⭐⭐

Message From Mike & Gilda Healy: 

At Healy Brokerage, we work hand-in-hand with companies and intermediary facilities to bring our clients the very best in insurance solutions. They help us understand what coverage is available, and we custom-fit every policy to meet the unique needs of each client. Your protection is our top priority. 

With decades of experience across every type of property and casualty insurance, paired with specialized expertise in the museum and fine arts fields, we bring knowledge, insight, and dedication to every client we serve. Licensed in both New York and New Jersey, our team ensures you have the right coverage for any situation.

We also bring advanced education in museum professions and regularly share our expertise through lectures for museums, community groups, and private organizations. Liability coverage is the backbone of smart protection. Whether it’s a one-day event, business equipment, or high-risk professionals like doctors, lawyers, and accountants, professional liability safeguards against potentially devastating financial consequences.

Lastly, we provide license bonds for contractors and estate bonds, giving you comprehensive protection and peace of mind, no matter your needs. Your safety and confidence are always our priority.

FAQs

We provide comprehensive personal insurance solutions designed for NJ residents, including homeowners, renters, and flood insurance for properties near the shore or in flood-prone zones. Our plans are customized to protect your home’s structure, personal belongings, and liability from everyday risks and severe weather events common in the Northeast.

Auto insurance in New Jersey is mandatory, and we help you find the right balance of liability, collision, and comprehensive coverage that meets state minimums and protects you in accidents, theft, or weather-related damage. We shop multiple carriers to find competitive rates and explain your options in plain language.

A broker like us represents your interests, not just one insurance carrier. We compare policies from top national and regional insurers to find you better pricing, broader coverage, and a risk assessment tailored to your unique situation in New Jersey’s regulatory and weather environment.

Absolutely. We offer business insurance solutions for NJ companies of all sizes, including general liability, commercial property, workers’ compensation, professional liability, and commercial auto coverage. Our goal is to protect your business assets, employees, and reputation so you can operate with confidence.

Many standard homeowners policies do not include flood damage, which is critical in NJ coastal and riverine communities. We help you assess your specific flood risk and secure appropriate flood insurance to safeguard your home against costly water damage.

Yes. We specialize in high-value personal insurance that covers fine art, jewelry, antiques, and other collectibles that may not be fully protected under traditional homeowners policies. These policies provide coverage for theft, loss, and accidental damage.

With decades of experience in the insurance industry, we provide personalized service, deep risk-management insight, and custom-fit coverage for both personal and commercial clients. Our client-first approach means we explain policies clearly and help you make decisions that align with your needs and budget.

Insurance markets and rates can vary widely. We compare quotes across multiple carriers and review your current coverage to identify savings opportunities, bundling options, and coverage gaps. Our objective analysis helps you make informed choices about your protection and pricing.

Yes. Part of our service includes guidance through the claims process. We help you understand your policy terms, assist with documentation, and work with carriers to ensure your claim is handled accurately and fairly.

New Jersey has specific rules for auto insurance minimums, flood zones, and business requirements like workers’ compensation. We stay current with state regulations and will help you understand what coverage is required by law and what additional protections make sense for your lifestyle or business.

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