Most states mandate commercial general liability policies for certain industries like construction, and might not directly require it by law. Though general liability insurance might still likely be required by your landlord, mortgage company, or clients.
Providing A Landlord With Proof Of CGI
Many landlords, commercial property owners, and even some clients might ask to see proof that your business has up-to-date general liability insurance coverage. This is a special type of document that verifies your business can handle any personal injury or property damage lawsuits at a compliant level.
You might also need to provide a proof of CGI certificate to your property manager, bank, or customer peace of mind that they won’t be stuck paying the costs of a lawsuit against your company.