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Month: February 2026

General Liability Costs: What NJ Contractors Actually Pay for Coverage

Shopping for general liability insurance as a New Jersey contractor feels like throwing darts blindfolded. One broker quotes you $3,500 annually. Another says $8,000. The third one comes in at $5,200. Same coverage supposedly, wildly different prices. What are other NJ contractors actually paying? Why does the cost vary so much? What determines whether you’re on the low end or high end of pricing? Healy Brokerage works with contractors across New Jersey on insurance coverage.…

Cyber Liability Insurance NJ: Protect Small Business from Data Breach

I got a call last month from a small accounting firm in New Jersey. They’d been hacked. Someone got into their system and accessed client tax returns – social security numbers, income information, all of it. They were panicking because they had no idea what to do next or how much this was going to cost them. First question I asked: Do you have cyber liability insurance? The answer was no, they’d never even thought…